Unlock Business Growth with a Loan Against Industrial Property – INRPLUS

In today’s dynamic business environment, securing timely financing is essential for expansion, modernization, and operational efficiency. If you are a business owner or entrepreneur sitting on valuable industrial real estate, one of the most strategic financial moves you can make is opting for a Loan Against Industrial Property. At INRPLUS – Financial Service Provider, we offer tailored loan solutions that help you unlock the potential of your fixed assets without selling them.

What is a Loan Against Industrial Property?

A Loan Against Industrial Property is a type of secured loan where borrowers can avail funds by pledging their owned industrial property—such as warehouses, factories, or manufacturing units—as collateral. This form of financing allows businesses to raise substantial capital with lower interest rates, longer tenure, and flexible repayment terms.

At INRPLUS, we specialize in structuring custom financial solutions that allow businesses to meet their working capital requirements, expand operations, or invest in new infrastructure using their industrial property as security.



Types of Properties Eligible for a Loan Against Industrial Property

When applying for a Loan Against Industrial Property through INRPLUS, the following types of properties are generally considered eligible:

  • Manufacturing plants

  • Warehouses and logistics hubs

  • Industrial sheds

  • Factory premises

  • Industrial land with clear titles

  • Leasehold or freehold industrial plots

Our team of financial experts ensures a quick assessment and transparent evaluation of your property to help you avail the highest possible loan value.

Why Choose INRPLUS for a Loan Against Industrial Property?

As a reputed and trusted Financial Service Provider, INRPLUS stands out in the lending space by offering:

✅ Customized Loan Solutions

We understand that every business is unique. Our loan against industrial property plans are customized based on your business needs, property valuation, and cash flow.

✅ Competitive Interest Rates

By pledging industrial property, you benefit from lower interest rates compared to unsecured loans.

✅ High Loan Amounts

Depending on the property value, INRPLUS offers up to 70%-75% of the market value as loan.

✅ Flexible Tenure Options

Repayment terms can stretch up to 15 years, making it easier to manage EMIs based on your business revenue cycle.

✅ Fast Processing

Our streamlined processes ensure quick loan approval and disbursal, helping you seize business opportunities without delay.

Benefits of Taking a Loan Against Industrial Property

🔹 Unlock Working Capital

Whether it’s for daily operations or purchasing raw materials, a loan against industrial property can serve as the perfect working capital solution.

🔹 Business Expansion

Planning to set up another unit or expand production capacity? Use the unlocked capital to fund your growth journey.

🔹 Equipment or Machinery Purchase

Keep your business up-to-date by investing in the latest technology and equipment using the loan.

🔹 Consolidate Existing Debts

Consolidate high-interest loans into one single low-cost loan against industrial property, and reduce your monthly outgo.

Documents Required for a Loan Against Industrial Property

At INRPLUS – Financial Service Provider, we ensure minimal documentation and a transparent process. Here’s what you typically need:

  • Identity and Address Proof of the applicant

  • PAN Card

  • Business Proof / Company Registration Documents

  • Income documents (ITR, bank statements)

  • Title deed of the industrial property

  • Approved building plan and municipal approvals

  • Property tax receipts

Loan Amount Calculation and Valuation

The loan amount for a loan against industrial property is calculated based on:

  • Fair market value of the property

  • Applicant's income and repayment capacity

  • Existing liabilities, if any

  • Loan-to-Value (LTV) ratio as per the lender's guidelines

INRPLUS has an in-house property valuation team that conducts site inspections and fair evaluations to help you get the maximum eligible loan amount.

EMI and Interest Rate Details

The interest rate on a loan against industrial property usually starts at 8.5% p.a. and can vary depending on the loan amount, tenure, and applicant profile. You can also use our online EMI calculator at INRPLUS to estimate your monthly payments based on principal, rate, and tenure.

Balance Transfer Facility

Already have a loan with a higher interest rate? Switch to INRPLUS with our balance transfer facility and enjoy:

  • Lower EMIs

  • Top-up loan options

  • Improved cash flow management

Things to Consider Before Applying for a Loan Against Industrial Property

Before you opt for a loan against industrial property, make sure to:

  1. Evaluate your financial needs clearly.

  2. Check the title and ownership of the industrial property to ensure it is dispute-free.

  3. Compare offers from different lenders, especially for interest rates and charges.

  4. Understand the repayment structure, including prepayment and foreclosure charges.

Apply Online with INRPLUS – Financial Service Provider

Getting started is simple. Visit our website and fill in your details to apply for a loan against industrial property. Our representatives will get in touch with you and guide you through the entire process, from property evaluation to final disbursal.

Contact INRPLUS Today

At INRPLUS – Financial Service Provider, we are committed to offering business-friendly financial products that help industries thrive. A loan against industrial property is one of the smartest ways to unlock liquidity from your assets while maintaining full ownership.

Ready to unlock the true potential of your industrial assets?
Call us today or visit our branch for a free consultation!

Key Highlights of INRPLUS's Loan Against Industrial Property

Feature Details
Loan Type Loan Against Industrial Property
Provider INRPLUS – Financial Service Provider
Interest Rate Starting from 8.5% p.a.
Loan-to-Value (LTV) Ratio Up to 75%
Maximum Tenure Up to 15 Years
Processing Time As fast as 5 working days
Balance Transfer Available Yes
EMI Calculator Available Yes – on INRPLUS website

Conclusion

A Loan Against Industrial Property is more than just borrowing—it's a strategic tool to unlock the financial potential of your business assets. Whether you’re looking to expand, modernize, or simply boost your working capital, INRPLUS has the expertise and customized solutions to help your business grow.

Don’t let your industrial assets sit idle. Turn them into a growth engine with INRPLUS – your trusted financial service provider.

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